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Florida Medicare Supplements - How to File a Medicare Supplement Claim
Healthcare providers and suppliers are required by law to file Medicare claims on your behalf, but, as we all know, not all institutions follow the rules like they are supposed to. If you find that your doctor or healthcare institution is not filing your Medicare supplement claim, then you might need to take matters into your own hands to make sure that everything gets sorted out correctly. In order to do this, though, you are going to have to know how to file a Medicare supplement claim.
When to File a Medicare Supplement Claim
Your healthcare institution or doctor needs to be given plenty of time to file your Medicare supplement claim for you. Medicare typically allows a little over a year (15 months) for a claim to be filed. Once this time has passed, they will not pay their portion of the medical bill. It is therefore important that you have the claim filed before this time elapses. At the same time, though, you need to give the healthcare institution enough time to file. If you only have a couple of months left before your time runs out and the claim has not been filed, then you should take action. Trying to do anything before that, though, might be a wasted effort.
The First Step to Filing a Medicare Supplement Claim
As the deadline approaches, you should call your doctor of healthcare institution to talk to them about why the Medicare supplement claim has not been filed on your behalf. Most of the time, your claim wasn’t filed because of a simple office oversight. Someone either forgot to send in the paperwork or your file was misplaced. These things happen, and once you bring it to the institution’s attention they will file the claim for you immediately. If the provider or supplier does not file the claim after you have contacted them, then you should call 1-800-MEDICARE and ask them to speak to them so that they understand their responsibilities regarding Medicare supplement claims. Usually, Medicare can work out any issues with the healthcare institution or physician.
Filing a Medicare Supplement Claim Yourself
If you and Medicare have spoken with the provider or supplier and the claim still hasn’t been filed, then its time to file the claim yourself. In order to do so you will need to contact Medicare so that you can get all of the proper forms that need to be filled out. Having an itemized bill of your services will be helpful while filing out the forms, so you should always be certain to keep a copy of your medical bills. Be certain that you file the claim before time runs out or Medicare will not pay their portion of the bill. While it might not be your fault that the claim wasn’t filed, you need to take control of the situation and make sure that you get the money you deserve.
Most people will never have to file a Medicare supplement claim. If you find that you have to file one, though, you can be certain that Medicare is there to help guide you through the process. If you ever have any questions about the forms or filing procedure, you can call Medicare for assistance.
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